Welcome to CreditMagic.net - One Site - All about Credit!
This site is dedicated to helping you on the journey of improving your credit, obtaining credit or simply understanding how the credit world works. It's all about credit & credit education here, and we want to help guide you through it. Below you'll find a short summary of what we have throughout this site, or you can click on the Credit Reference drop down box on the top left to find exactly what you're looking for.
Improve Your Credit
Is Your Credit a Problem or Needs Improvement?
We have a FREE, simple to understand, step by step guide on how you could improve your credit - yourself. Even if your credit is awful at the moment and you feel a bit hopeless, we will give you several options for different scenarios on how you can improve your score. We believe, if you follow these fairly simple to do things, you can see an improvement much faster than you think. Everything listed in our Credit Repair Steps tab above will give you ways to offer a pay for delete deal(s), negotiate with creditors and/or collection agents, how to legally & ethically remove negative info from your credit file and much more. Just getting negative account information off your credit report does not translate into having good credit. Getting or building positive accounts in your credit file is needed as well, and we'll show you where and how to get approved regardless of credit.
Again, this is all free info - No costs, No sign-ups, No spam, No scams, Nothing!
Unlike most credit repair sites, where they are vague on how you can improve your credit and only "they know how" - We're different! There's nothing to sign up for, no registering your email only to get spam sent to it, no gimmicks period! We'll show you how and you're out nothing except for the time it takes you to read our 5 step credit repair guide.
where to go to get approved (with bad credit)
how to deal with collection agents (or collection accounts)
how to get negative information removed (from your credit reports)
Keeping tabs on your score and/or progress
Obtain Credit
Looking To Get Approved?
If you are looking to obtain credit, but don't know where to go, we have you covered. Our Credit Guide page can direct you to just about any credit related category you can think of. So no matter what you may be looking for, chances are you can find it and much more in our Credit Guide. We have added a few helpful hints or tips in a few sub-categories, for example, if you were looking to refinance your house, we have a few key things for you to think about before signing up or if you were looking into buying a car, there are a few helpful ideas/tips under our auto loan category. We're always adding and updating info as we strive to make this a truly unique, beneficial & free - credit site! There is literally something for everyone, whether you have good, bad or
somewhere in between credit. We have created several sub-tabs under our
guide so you can easily find what you're looking for. Below is the
breakdown of each category:
Accurate Credit Information
We have
anything from multiple common credit questions, which are answered
accurately, to several Federal and State by State consumer protection laws or Credit Laws. The laws are displayed clearly for easy viewing and linked to our partner site, CreditLibrary.org
They have the laws broken down by sub-section for quick access to the part
of the law you want to read, as well a short summary for multiple laws. This makes it easy to find what law you're looking for as well as not
requiring you to read through the entire law to find the part you're
researching. You can visit the law section of CreditLibrary.org by visiting Law.CreditLibrary.org. Accurate credit info is sometimes hard to find. Sure you can find credit info all over the net, but how do you know it's accurate? We have multiple links which can direct you to other websites so you can further research our facts and validate everything you find here. We encourage you to check out our Credit Facts to find common questions, answered accurately and Credit Info to see a list of credit related websites/articles listed with short descriptions. You could also check out our Credit News for the latest news about anything credit related.
All of that and more is right here and best of all - it's free! The 5 credit repair steps is put in an easy to understand way. This guide is set up to give you ideas, ways, and/or information on how you can improve your credit - yourself. You also have access to various banks, lenders and/or creditors all just a click away, so seeking credit has never been easier no matter what your credit score is or what sort of credit you are looking to obtain. We've tried to break things down into every possible category so you can search for what you want with ease. You also do not need to wonder around the internet trying to find answers to credit questions. The information we supply on our site are usually linked to other websites to validate and verify our credit facts are just that - Facts! We tried to think of everything, but we have only just begun. So check back early and often to see what's new.
About Us
We're here to provide good, solid information and encouragement along the way of improving your score. We've tried to make this difficult time as easy as one can hope for. Breaking things down in small achievable steps and putting all valid, helpful information on our site, as well as linking to several other sites is the best idea we came up with. We're also interested in providing options for obtaining credit, and constantly looking to add anything that may be beneficial and credit related, so you can find whatever you're looking for right here. Find out more About Us, read our FAQs or feel free to Contact Us
Privacy Policy
Plus Other Legal Stuff
Your privacy is important to us; please read our privacy guidelines, terms & conditions, and disclaimers on our Policies page.
For Your Convenience
We've added a Google search bar, like the one below, to the bottom of every page. If you see something you would like more information on, easily search the entire web by using our google search bar conveniently located at the bottom of every page. Also, we have a site search bar powered by google toward the top left corner of every page, so you can search for content within our site as well.
Or You Can Search Our Site & Our Partner's Site (CreditLibrary.org):
Lastly, feel free to check out some of our Sponsoring Ads. There really are some good deals there, anything from free trials, to free money for signing up to a free account and much more. Anything that we thought may be beneficial to you is listed there.
What better time is there to give if you can? If at all possible, help the helpless and donate to a worthy cause. Whether it's children, diseases, disasters, animals, or just about anything else you can think of, you choose the cause you want to donate to below:
